| Job Title: |
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Micro Enterprise Loan (MSME) Manager |
| Category: |
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Business Development |
| Total Positions: |
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1 |
| Job Location: |
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Islamabad |
| Gender: |
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Both |
| Minimum Education: |
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Bachelors |
| Degree Title: |
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Preferably Finance/Economics/Commerce from a HEC recognized institute. |
| Career Level: |
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Department Head |
| Minimum Experience: |
|
5 Years |
| Salary Range: |
|
PKR 0 to 0 per Month |
| Apply By: |
|
Oct 5, 2014 |
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| Job Description: |
| Job Objective
Manage, monitor and analyze the MSME sector in regards to business growth, service quality, portfolios to ensure it is moving towards maximum profitability and growth in line with Banks vision and values.
Key Responsibilities
- Manage the new MSME/small business enterprises unit and ensure consistent growth is being achieved.
- Implementation of a state-of-the art cash-flow and financial analysis as per policy and agreed upon by all stakeholders.
- Provide capacity building in Head Office and branch Network.
- Assess overall growth and identify new areas for growth in order to meet pre-set financial and non-financial objectives.
- Ensure product wise, branch wise targets are achieved.
- Ensure that branches are maintaining strong working relationship with MSME clients at key levels to optimize portfolios.
- Ensure all branches comply with required standards of business management excellence and best practice and operating effectiveness and efficiency.
- Periodic review of MSME sales policy through feedback mechanism.
- Ensure reasonable steps are taken to ensure that all activities undertaken are completed accurately and in a timely manner.
- Monitor, identify and evaluate sales performance against benchmarks.
- Monitor productivity efficiency of sales teams.
- Monitor development of capacity building measures.
- Monitor knowledge capabilities in cash-flow based financial analysis and qualification of MSME staff.
- Monitor the MSME portfolio and maintain quality of existing portfolios.
- Communicate with key stakeholders at regular intervals to ensure proper management of portfolio's by area.
- Regularly visit field offices to ensure quality, compliance, staff performance and business growth are at satisfactory levels.
- Ensure periodic training sessions are held on product, sales process and customer services and any gaps in product/process is identified and strategy devised for corrective measures.
- Manage and supervise staff in providing training on Head Office and branch level.
- Create periodic reports for Head Retail Banking to share details and status of the MSME sector.
Knowledge, Skills, Abilities Other attributes
- Preferably Finance/Economics/Commerce from a HEC recognized institute.
- 5 + years of experience with a financial institution. Exposure to retail/consumer finance will be an additional advantage.
- Excellent interpersonal communication, presentation skills and time management.
- Strong analytical and investigative skills.
- Accuracy and committed to meet deadlines.
- Well versed in MSME sector.
- Willing to travel and relocate.
- Excellent PC skills including word processing and advanced spreadsheet capabilities.
Specialized Training
- Project Management
- Time Management
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| Required Skills: |
| Corporate - Finance Departments |
| Company Information |
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Company Name: Khushhali Microfinance Bank Limited - (KMBL)
Company Description:
Founded in the year 2000, Khushhali Microfinance Bank Limited (formerly known as Khushhalibank Limited) was a part of the Government of Islamic Republic of Pakistan's Poverty Reduction Strategy and its Microfinance Sector Development Program (MSDP). MSDP was developed with the facilitation of Asian Development Bank (ADB). With its headquarters based in Islamabad, Khushhali Microfinance Bank (KMBL) operates under the supervision of the State Bank of Pakistan (SBP). The bank's board comprises of seven members including leading commercial bankers, fund managers and microfinance experts from across the globe. The mandate remains to retail microfinance services and to act as a catalyst in stabilizing the country's newly formed microfinance sector.
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